Governor Hogan announces health insurance premium rate decreases

Health-AlertGovernor Larry Hogan on Friday announced approval of an average 13.2 percent premium rate decrease for individual health insurance plans with an effective date of January 1, 2019.

These rates reflect the impact of Maryland’s 1332 State Innovation Waiver, which creates a State Reinsurance Program to help stabilize Maryland’s individual health insurance market and prevent previously-predicted massive rate hikes.

“Rather than huge increases in health insurance rates, we are instead delivering significantly and dramatically lower rates for Marylanders,” said Governor Hogan. “For the first time since the Affordable Care Act went into effect, all individual insurance rates in Maryland will go down instead of up.”

Maryland’s 1332 State Innovation Waiver was the result of a bipartisan legislative effort. The waiver was approved by the Centers for Medicare and Medicaid Services on August 22, 2018.

Prior to approval of the waiver and creation of Maryland’s Reinsurance Program, insurers had requested an average rate increase of 30.2 percent, with rate increase requests ranging from 91.4 percent to 18.5 percent across carriers. With the State Reinsurance Program in place, rate requests were amended by carriers to reflect its impact, and after rigorous review and scrutiny by the Maryland Insurance Administration (MIA), individual rates were ultimately approved at an average decrease of 13.2 percent, with decreases ranging from 17 percent to 7.4 percent across carriers.


Individual Market Summary 2019

The State Reinsurance Program, coupled with the MIA’s actuarial scrutiny and review of rate filings, resulted in average individual policy renewal rates that are 43.4 percent lower than what was originally filed, and 13.2 percent lower than 2018 premiums. The savings for 2019 individual market premiums is estimated to be $481 million. The actuarial review by the Maryland Insurance Administration represented $75 million in savings and the 1332 waiver resulted in $406 million of the total savings.

“As a result of these lower rates, the health insurance market in Maryland will finally have the chance to become more competitive and dynamic. This new, innovative program will lead to increased competition and more insurers entering the market, which will help make healthcare even more affordable for all Marylanders.” said Governor Larry Hogan.

“I am incredibly proud of the bipartisan work we were able to accomplish this year under Governor Hogan’s leadership,” said Insurance Commissioner Al Redmer, Jr. “As a result of this effort, Marylanders in the Individual Health Insurance Market will receive a desperately needed decrease in premium rates. While this is a critical first step, it is only a temporary one. The MIA looks forward to working with the Governor’s team and the General Assembly to achieve long-term rate stability and to enhance competition in this critical market.”

Joppa crash sends woman to hospital

Joppa Crash 20180921Authorities responded to a crash in the Joppa area on Friday afternoon.


At just before 1:30 p.m., crews from the Joppa-Magnolia Volunteer Fire Company responded to a crash on the exit ramp from northbound I-95 onto Mountain Road (exit 74).

One adult female was taken to Franklin Square Medical Center with non-life-threatening injuries.

No other injuries were reported in the crash.

Victims of Aberdeen shooting identified, suspect suffered from mental illness

Harford County Sheriffs OfficePolice have identified the victims from Thursday’s shooting in Aberdeen.

The Harford County Sheriff’s Office has identified the deceased as:

  • Sunday Aguda, a 45-year-old male from Baltimore County
  • Brindra Giri, a 41-year-old female from Baltimore County
  • Hayleen Reyes, a 41-year-old female from Baltimore City

The names of the victims who were shot, but survived their wounds are:

  • Hassan Mitchell, 19-year-old male from Harford County
  • Wilfredo Villegas, 45-year-old male from Montgomery County
  • Acharya Purna, 45-year-old male from New York

The suspect, 26-year-old Snochia Moseley, was a temporary employee at the Rite Aid warehouse.

She had been employed at the facility less than two weeks.

Authorities say Moseley arrived at the warehouse at 6:30 a.m. on Thursday morning for her shift. She then left the building at 7:21 a.m. and returned home. She drove back to work and arrived at the front gate at 8:35 a.m.


At 8:53 a.m., Moseley reentered the warehouse and, at 9:05 a.m., was seen exiting yet again, and she began shooting.

The first victim was shot outside, and she reentered the building again at 9:07 a.m. and continued shooting. There were 65 people working inside the warehouse.

After reentering the building, she continued shooting, striking the five additional victims before shooting herself in the head. Law enforcement officers were on scene within five minutes of initial dispatch. The suspect had already shot herself by the time police arrived.

Moseley had a last known address of Baltimore County and died at a local hospital. During the investigation, police determined that she was suffering from a mental illness and, over the last two weeks, had become increasingly agitated.

Court records list Moseley’s most recent address as being the 8100-block of Ridgetown Drive in Nottingham.

“Overnight the detectives interviewed family members and friends and executed a search warrant at the White Marsh residence of the shooter looking for some motive or some cause,” said Harford County Sheriff Jeffrey Gahler. “While no evidence directly related to the shooting was recovered, evidence that the shooter was suffering with a mental illness was identified.”

For more details on Thursday’s shooting incident, click here.

Governor Hogan, County Executive Mohler react to Aberdeen shooting

Crime SceneGovernor Larry Hogan and Baltimore County Executive Don Mohler have weighed in on Thursday’s shooting in the Aberdeen area.

Four people were killed and seven people injured in the shooting, which occurred at a Rite Aid distribution center in the 1500-block of Perryman Road at just after 9 a.m.

According to her social media profile, the suspect, Snochia Moseley, 26, attended Overlea High School and may have lived in Parkville at one time.  Moseley died of an apparent self-inflicted gunshot wound.

No motive has yet been determined.

Governor Larry Hogan has issued the following statement:

“The First Lady and I are grieving for the loss of life in today’s shooting in Harford County, and praying that those who were injured fully recover. I remain in close contact with Harford County officials and state and local law enforcement as they continue to investigate.

“We are wholeheartedly grateful to the first responders who were at the scene in five minutes, and all medical and law enforcement personnel who are helping in the aftermath of this tragic shooting.”

County Executive Don Mohler has also issued a statement:

“Once again, a tragic act of gun violence has hit close to home as mass shootings have become the norm. Our hearts and prayers go out to the victims of such senseless violence, and to their families. But these words have begun to ring hollow as we have had 25 mass shootings in September and more than 150 this year. Enough is enough.

“If as leaders and communities, we don’t demand action, and demand it now, we should be embarrassed. This country is too great, its people too good, to remain in our bunkers stuck with talking points from the right or the left. There is not a “one size fits all” solution to the gun violence epidemic. It is about mental health. And although some may not like it, it is about easy access to guns. Complex issues rarely present binary choices. They are not “either/or.” They are difficult.

“‘Now is not the time’ is a weak excuse to do nothing. Doing nothing at a time when gun violence is terrorizing our communities is nonsense, plain and simple. Now, more than ever, is the time to act.

“We’ve never backed down from challenges in our nation, and we can’t back down now. If we pass this cancer onto the next generation, the blood will be on our hands.”

Video emerges of shooting, stabbing at The Avenue

The Avenue Shooting StabbingVideo has emerged online from the shooting/stabbing that occurred on The Avenue at White Marsh last week.

Officers initially responded to The Avenue last Friday for a report of shots fired.

They later learned that a 28-year-old male had been stabbed in the leg.

In the video below, which was posted to Facebook, shots can seemingly be heard in the background.

Anyone with additional information on this incident is asked to contact police by calling 410-307-2020.